Stephen T. Hosch, MAI – Founder/CEO

(612) 331-1688 Ext. 11
shosch@hoschappraisal.com

Biographical Data and Education

Born and raised in Columbia Heights, Minnesota, obtained the rank of Eagle Scout and graduated from Columbia Heights High School. Attended St. Cloud State University and graduated with a Bachelor of Science degree in Real Estate with an emphasis in appraisal.

Successfully completed numerous real estate appraisal courses offered by the Appraisal Institute, as well as attended several seminars covering specialized appraisal topics, some of the more recent of which are highlighted below:

20th Annual Real Estate Trends Seminar – May 2018
19th Annual Real Estate Trends Seminar – May 2017
Contracts in a Real Estate Lending Context – January 2017
Business Practices & Ethics – July 2016
18th Annual Real Estate Trends Seminar – May 2016
IRS Seminar – Valuation of Donated Real Estate Including Conservation Easements – July 2015
IREM – 2013 Annual Forecast – January 2013
13th Annual Real Estate Trends Seminar – May 2011
7th Annual Land Development Conference – May 2011
IREM – 2010 Annual Forecast – January 2010
Annual RERC – Industry Forecast: 2009 – January 2009
4th Annual Minnesota Land Development Conference – May 2008
10th Annual Real Estate Trends Seminar – May 2008

Professional Qualifications or Associations

Certified General Real Property Appraiser
Licensed Appraiser – State of Minnesota, License #4002903, Expires August 31, 2025

Member – Appraisal Institute (MAI) Holding MAI Designation
The MAI membership designation is held by appraisers who are experienced in the valuation and evaluation of commercial, industrial, residential and other types of properties, and who advise clients on real estate investment decisions. MAI members are the preferred choice among lawyers to serve as expert witnesses in trials, hearings, and other litigation matters.
The Appraisal Institute conducts a mandatory program of continuing education for its designated members and also requires that they comply with the requirements of the Code of Professional Ethics & Standards of Professional Appraisal Practice of the Appraisal Institute. MAI’s and RM’s who meet the minimum standards of this program are awarded periodic educational certification. I am currently certified under the Appraisal Institute education program through December 31, 2026.

Member – Institute of Business Appraisers (IBA)

Qualified as a court-appointed commissioner in Anoka County, Hennepin County, Scott County and Wright County

Professional Experience

Hosch Appraisal & Consulting, Inc., Minneapolis, Minnesota
President, February 2005 – June 2024; owner
Founder/CEO July 2024 – Present; shareholder

Duties and Responsibilities:
Prepare professional valuations and market analysis of real estate, businesses and intangible property rights. Real estate assignments involve numerous types of commercial, multiple family, industrial, and special purpose properties as well as land subdivisions, bulk acreage and proposed developments. Business valuation and consulting assignments have included both operating and holding companies. The specific purposes of these assignments have included highest and best use studies, mortgage financing, condemnation, tax abatement proceedings, feasibility analysis, investment counseling, potential sales and purchases, lease and rental analyses, bankruptcy proceedings, charitable donations, internal management decisions, special assessment appeals, gift tax, and allocation of purchase price. Court experience involves testifying at commissioner hearings, depositions and trials, preparation of affidavits, and providing litigation support. Qualified as a court-appointed commissioner in Anoka, Hennepin, Scott and Wright Counties.

Previous Experience

Owner of various commercial and residential investment properties

Shenehon Company, Minneapolis, Minnesota
Senior Vice President – Director of Real Estate, November 2003 – January 2005; Shareholder
Senior Vice President – Co-Director of Real Estate, September 2002 – November 2003; Shareholder
Vice President – Co-Director of Real Estate, April 2001 – September 2002; Shareholder
Appraiser/Analyst from June 1991 to March 2001

Partial Client List

Accent Homes Allied Waste Industries Allina Hospitals & Clinics Ames Construction Anchor Bank BANKWEST Bard and Bard, Ltd. Best & Flanagan, LLP BNSF Railway BPK&Z/Smith Schafer Associates, Ltd. Bremer Bank Bridgewater Bank Briggs and Morgan Boundary Waters Bank Builders Development & Finance Capmark Finance, Inc. City of Arden Hills City of Chaska City of Eagan City of Fargo, ND City of Maplewood City of New Hope City of Osseo City of Rosemount City of Shoreview City of Sioux Falls, SD City of Victoria Fabyanske, Westra, Hart & Thomson, P.A. Falcon National Bank Fargo Public School District No. 1 Felhaber Larson, Attorneys at Law First National Bank of Elk River First Resource Bank Fredrikson & Byron, P.A. Gopher Resources Gregerson, Rosow, Johnson & Nilan, Ltd. Grossman Investments, LLC Hajek & Beauclaire, LLC Harstad Development Hennepin County Henson & Efron Hinshaw & Culbertson LLP Home Federal Savings Bank James M. Neilson, Attorney at Law Kraus-Anderson Realty Co. Larkin Hoffman Daly & Lindgren LeVander, Gillen & Miller, P.A. Lincoln National Life Insurance Co. Lindquist & Vennum

Malkerson Gunn Martin LLP McGrann Shea Anderson Carnival Straughn & Lamb Merchants Bank, N.A. Messerli & Kramer P.A. Metropolitan Airports Commission (MAC) Minnesota Department of Transportation (Mn/DOT) Minnesota Department of Natural Resources (Mn/DNR) Minnesota State Colleges and Universities Minnwest Bank Moss & Barnett MPCA National Park Service Olympic Steel, Inc. Oppenheimer Donnelly & Wolff LLP Pace Realty Advisors, LLC Peterson, Fram & Bergman, P.A. Peterson, Peterson & Associates, PLC Pheasants Forever Pinnacle Commercial Capital Pipestone County Premier Bank Ramsey County Rosemount National Bank Roseville Area Schools Sherburne County Sioux Steel Company SouthWest Transit Sovereign Bank Speedway SuperAmerica State Bank of Hamel Stearns Bank Stinson Leonard Street Swift County The Business Bank The Trust for Public Land Three Rivers Park District Union Pacific Railroad Company United Prairie Bank University of Minnesota U.S. Bank U.S. Department of the Interior U.S. Small Business Administration Village Bank Warchol Law Office Wells Fargo/RETECHS White Castle System, Inc. Wiley Enterprises Winthrop & Weinstine Xcel Energy